Mortgage 101

The following pages in this section are filled with general loan terms and definitions that will help in explaining the basics of the mortgage process.  Please call or email me with any questions or specific details on what you would like to accomplish.

Simply put, a mortgage is a loan secured by real property and paid in installments over a set period of time, depending on the program.    The mortgage secures your promise that the money borrowed for your home will be repaid.  A mortgage loan is a loan secured by real property through the use of a deed which evidences the existence of the loan and the encumbrance.  This deed is commonly referred to as a mortgage loan.

More details can be read in the following pages:

Equal Housing Opportunity Lender Better Business Bureau A+ Rating Freddie Mac Preferred Lender Department of Veteran Affairs Lender Federal Housing Authority Approved Lending Insitution

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